How to Build an Investment Portfolio with Your Day Trade Profits (with Caio and Lucas Neri)
Separating your trading profits from your long-term money might sound simple, but most traders still make the mistake of mixing it all together. In this article — based on a straightforward conversation between Caio, from the channel O Cara do Mercado, and Lucas Neri, financial advisor at Nomos XP — you’ll see how to build a professional investment portfolio with your day trading profits.
[Caio] “Bro, this video was missing from the channel”
“I’m here with Lucas Neri, and even though he’s young, everyone in the market already knows him. I see big fund managers who follow me on Instagram also following him. And today’s topic is this: what do you do with your day trade profits? Where does that money go?”
[Lucas] “Hey folks! Let’s organize that portfolio”
“Glad to be here. The original idea was to build a portfolio with R$100,000, but it ended up being R$150,000. And the most important thing: showing how a successful trader can structure things and go beyond just pressing ‘buy and sell.’”
[Caio] “But what about that COE controversy?”
“Before we dive into the portfolio, let’s clear something up. A lot of people asked me: ‘Caio, you partnered with an XP advisor, but what about that whole COE situation?’”
[Lucas] “That’s an important point. At Nomos, COEs are banned.”
“COE — Structured Operation Certificates — is a product that locks the client in, with low liquidity and poorly measured risk. Personally, in 5 years of advisory, I’ve never sold a COE. Nomos is the largest equities-focused advisory under the XP group, and we have a clear policy against recommending COEs.”
[Caio] “So let’s get to the portfolio. How did we split the R$150,000?”
[Lucas] “Caio’s portfolio was divided like this:”
- Fixed Income: R$120,000 (~76%)
- Stocks: R$30,000 (~20%)
- Automation (robots): R$5,000 (~3.3%)
“The idea was to build something conservative, since Caio already takes big risks in crypto and international markets. Fixed income takes advantage of the current high interest rates with pre-fixed bonds and CDBs. The stock portion follows a strategy called Barbell, from Nassim Taleb.”
[Caio] “Explain that Barbell Strategy thing”
[Lucas] “Basically, it works like this:”
- 80% of the capital goes to large, stable companies that pay dividends.
- 20% goes to small caps with high upside potential.
“We use XP’s recommended portfolios, with audited historical performance. For example, the ‘Max Ações’ portfolio had a 40% return, while the Ibovespa did 6.4% over the same period.”
[Caio] “By the way, dividends already hit the account!”
“I’m looking at the statement here: R$102 in payouts from Cemig and Bradesco. That’s pizza money… Just kidding — I’m reinvesting it!”
[Lucas] “Shall we talk automation now?”
[Caio] “Of course, that was my favorite part. Robot trading on autopilot…”
“We allocated a small slice of the portfolio to day trading bots. In Caio’s case, less than 5%, since he’s already taking enough risk elsewhere. These bots trade mini index and mini dollar using a positive risk/reward logic.”
[Lucas] “How do Nomos bots work?”
“The automation uses your fixed income and stock positions as collateral, and only trades with a small portion of your balance. Performance is based on:
- Positive profit factor
- Hit rate around 50%
- Average gains greater than average losses
In 2024, one of the bots reached a 34% accumulated return, compared to 14% from Ibovespa and 6.3% from the CDI.”
[Caio] “And the cost of all this?”
[Lucas] “Zero monthly fee.”
“You don’t pay a subscription. There’s only brokerage on the trades, which averages about R$60/month using the minimum lot. And this brokerage can be deducted from your day trade income tax.”
[Caio] “Bottom line: get started now”
“I asked for a conservative portfolio because I’m already aggressive in other markets. But you can request yours the way you want. It’s free, just click the link in the description. The Nomos advisory team will help you.”
[Lucas] “And we’ll share everything here on the channel”
“Every month we’ll bring updates on Caio’s portfolio, showing the profits, dividends, and even losses, if they happen. No sugarcoating.”
Conclusion: Trading is your income, the portfolio is your wealth
Separating your trading profits to build a solid long-term portfolio is what separates amateurs from professionals. And with Nomos’ help, you can do it in a free, personalized, and strategic way.
📌 Want to build your own portfolio with the Nomos team?
Click the link in the description and start today. You don’t need a lot to begin — you just need to start.
-> Check out the video:
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